Home/Products/KnolScapes

Enterprise Intelligence for the Autonomous Firm

Pienomial delivers next-generation enterprise intelligence that transforms compliance-heavy financial operations from manual processes to autonomous systems. Our patented technology eliminates hallucinations with 100% traceability, ensures complete data security, and scales on demand without vector databases or traditional LLM based RAG architectures.

Experience Knolens
Want a full experience?
Book a Demo

Autonomous Financial Operations

Autonomous KYC & Onboarding

Challange

Customer onboarding requires weeks of manual document verification, multi-source validation, and anomaly detection, creating friction for clients and compliance risks. For institutional clients with complex entity structures (funds, SPVs, global entities), delays compound, impacting revenue generation.

How Pienomial Can Help

Our AI autonomously ingests identification documents, validates against multiple data sources including sanctions lists and credit bureaus, and flags anomalies without human oversight.

  1. Automated extraction and verification of KYC documents with continuous learning
  2. Compliance-monitored onboarding process twins with predictive alerts
  3. Real-time validation against multiple authoritative data sources
  4. Integration of sanctions lists, credit data, and regulatory checks into unified pipelines
  5. Anomaly detection that catches deviations before they become violations

Result : Onboarding time reduced from weeks to hours while strengthening compliance against AML and sanctions breaches.

Autonomous Regulatory Reporting

Challenge

Regulatory reports (Basel III, CCAR, MiFID II, AML, ESG) demand error-free accuracy but require thousands of analyst hours quarterly for manual data extraction, reconciliation, and formatting across multiple systems. Single errors risk multi-billion dollar fines and regulatory scrutiny.

How Pienomial Can Help

We continuously monitor regulatory obligations, extract required data from disparate systems, and auto-generate compliant reports with complete audit trails.

  1. Extraction of evolving regulatory requirements with intelligent mapping to internal data
  2. Standardization and validation of reporting data across treasury, risk, and trading systems
  3. Digital twin workflows ensuring transparency and auditability
  4. Automated handling of CCAR capital adequacy metrics and stress test results
  5. Basel III liquidity ratio calculations with threshold compliance verification
  6. MiFID II transaction reporting with best execution documentation
  7. Complete audit trails for every data point and calculation

Result: Accurate, timely regulatory submissions without massive manual effort, protecting against fines and regulatory scrutiny.

Autonomous Regulatory Reporting

Challenge

Regulatory reports (Basel III, CCAR, MiFID II, AML, ESG) demand error-free accuracy but require thousands of analyst hours quarterly for manual data extraction, reconciliation, and formatting across multiple systems. Single errors risk multi-billion dollar fines and regulatory scrutiny.

How Pienomial Can Help

We continuously monitor regulatory obligations, extract required data from disparate systems, and auto-generate compliant reports with complete audit trails.

  1. Extraction of evolving regulatory requirements with intelligent mapping to internal data
  2. Standardization and validation of reporting data across treasury, risk, and trading systems
  3. Digital twin workflows ensuring transparency and auditability
  4. Automated handling of CCAR capital adequacy metrics and stress test results
  5. Basel III liquidity ratio calculations with threshold compliance verification
  6. MiFID II transaction reporting with best execution documentation
  7. Complete audit trails for every data point and calculation

Result: Accurate, timely regulatory submissions without massive manual effort, protecting against fines and regulatory scrutiny.

Intelligent Fraud Detection & Dispute Resolution

Challenge

Fraudulent claims, synthetic identities, and trading anomalies bypass rule-based systems, causing financial losses and reputational damage. Manual transaction review is time-consuming with high false-positive rates, while high-net-worth clients expect zero tolerance for fraud with instant resolution.

How Pienomial Can Help

Our platform autonomously detects suspicious transactions, reconciles supporting documents, and triggers resolution workflows—reducing manual review while cutting false positives.

  1. Real-time anomaly detection and predictive monitoring for fraudulent behavior patterns
  2. Claims documentation validation with tampering detection
  3. Dark web and breach database monitoring for compromised customer data
  4. Pattern recognition across accounts and transaction histories
  5. Automated workflow triggers for investigation and resolution
  6. Context-aware signature and document authenticity assessment

Result: Autonomous fraud monitoring layer protecting clients and markets with real-time detection and audit-ready documentation.

Autonomous Loan Processing & Servicing

Challenge

Loan processing involves hundreds of pages of financial statements, tax forms, and collateral documentation. Manual extraction and validation creates approval delays, borrower frustration, and credit risk exposure. For institutional banking, complex financing structures multiply documentation requirements across parties and jurisdictions.

How Pienomial Can Help

We automatically extract, validate, and cross-check data across loan packages, ensuring comprehensive credit risk assessment and regulatory compliance without bottlenecks.

  1. Automated extraction from financials, tax filings, property details, and employment records
  2. Handling of 40+ document variations within categories like bank statements
  3. Consolidation of payment histories, bureau data, and credit reports into unified risk view
  4. Real-time collateral valuation and monitoring
  5. Digital twin process monitoring for compliance gaps and delay prediction
  6. Cross-validation across multiple data sources for accuracy assurance

Result: High straight-through processing rates while maintaining audit quality on credit decisions.

Autonomous Loan Processing & Servicing

Challenge

Loan processing involves hundreds of pages of financial statements, tax forms, and collateral documentation. Manual extraction and validation creates approval delays, borrower frustration, and credit risk exposure. For institutional banking, complex financing structures multiply documentation requirements across parties and jurisdictions.

How Pienomial Can Help

We automatically extract, validate, and cross-check data across loan packages, ensuring comprehensive credit risk assessment and regulatory compliance without bottlenecks.

  1. Automated extraction from financials, tax filings, property details, and employment records
  2. Handling of 40+ document variations within categories like bank statements
  3. Consolidation of payment histories, bureau data, and credit reports into unified risk view
  4. Real-time collateral valuation and monitoring
  5. Digital twin process monitoring for compliance gaps and delay prediction
  6. Cross-validation across multiple data sources for accuracy assurance

Result: High straight-through processing rates while maintaining audit quality on credit decisions.

Personalized Client Engagement at Scale

Challenge

Wealth advisors are overwhelmed generating portfolio reports, market commentary, and client communications—limiting high-value interaction time. Clients expect personalized, timely insights after market events, but manual drafting doesn't scale. Compliance requirements for review and archiving add further constraints.

How Pienomial Can Help

We securely generate personalized, compliant communications at scale—market commentary, portfolio alerts, fraud-prevention education—without human drafting.

  1. Auto-generation of client-ready insights with built-in compliance guardrails
  2. Identification of engagement opportunities based on holdings and market conditions
  3. Personalization engine tailoring content to client risk profiles and preferences
  4. Automated approval workflows maintaining compliance while ensuring responsiveness
  5. Multi-format content generation across email, reports, and portal updates

Result: Advisors multiply their effective reach while clients receive tailored, timely insights that strengthen relationships.

Case Study

Autonomous Regulatory...

Creating Basel III Pillar 3 Disclosures and DFAST stress test reports requires integrating data from dozens of internal systems (treasury, risk models, trading books, capital planning)....

Autonomous Mortgage...

A major financial institution processes 20 million mortgage pages monthly across 1,400+ document types with 2,000+ data extraction fields. Documents arrive in varying quality....

Knolens Platform Features

Building the Future of Enterprise Intelligence

Founded in 2020 by Fortune 500 leaders and AI pioneers, Pienomial provides enterprise intelligence for highly regulated industries. With offices in USA and India, we serve customers across diverse industries from pharmaceuticals to financial services.

Our Mission

Enable organizations to operate with AI speed and efficiency while maintaining the accuracy, security, and auditability that regulators and stakeholders demand.

Want to know more about
Knolens?

Book a free demo to see how KnolScapes streamlines scenario modeling for clinical, market access, competitive, and regulatory strategy—helping pharma teams optimize decisions.

Book a Demo